Side-by-side · Q2 2026 data
Legacy Bank vs Altura Federal Credit Union
Metric by metric
| Measure | Legacy Bank | Altura Federal Credit Union |
|---|---|---|
| TellerScore | 38 | 70 (stronger) |
| Capital cushion | 33 | 62 (stronger) |
| Loan quality | 46 | 78 (stronger) |
| Earnings | 0 | 48 (stronger) |
| Funding & liquidity | 59 | 85 (stronger) |
| Problem-loan coverage | 77 | 92 (stronger) |
| Peer percentile | 2nd | 58th |
| Total assets | $112.8M | $2.6B |
| Deposits / shares | $101.6M | $2.4B |
| Capital ratio | 8.29% | 11.17% (stronger) |
| Problem loans | 1.61% | 0.65% (stronger) |
| Net charge-offs | 0.14% (stronger) | 1.09% |
| Return on assets | -2.01% | 0.71% (stronger) |
| Loans ÷ deposits | 74.7% (stronger) | 75.0% |
| Uninsured deposits | 39.4% | 8.0% (stronger) |
| Offices | 1 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Altura Federal Credit Union has the higher TellerScore (70 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Legacy Bank leads on 2 and Altura Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.