Side-by-side · Q2 2026 data
Legacy Bank vs Icon Business Bank
Metric by metric
| Measure | Legacy Bank | Icon Business Bank |
|---|---|---|
| TellerScore | 38 | 57 (stronger) |
| Capital cushion | 33 | 69 (stronger) |
| Loan quality | 46 | 93 (stronger) |
| Earnings | 0 | 0 |
| Funding & liquidity | 59 (stronger) | 20 |
| Problem-loan coverage | 77 | 97 (stronger) |
| Peer percentile | 2nd | 14th |
| Total assets | $112.8M | $155.5M |
| Deposits / shares | $101.6M | $129.2M |
| Capital ratio | 8.29% | 11.94% (stronger) |
| Problem loans | 1.61% | 0.22% (stronger) |
| Net charge-offs | 0.14% | 0.07% (stronger) |
| Return on assets | -2.01% | -0.88% (stronger) |
| Loans ÷ deposits | 74.7% (stronger) | 93.9% |
| Uninsured deposits | 39.4% (stronger) | 56.7% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Icon Business Bank has the higher TellerScore (57 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Legacy Bank leads on 2 and Icon Business Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.