Side-by-side · Q2 2026 data
Legence Bank vs Banterra Bank
Metric by metric
| Measure | Legence Bank | Banterra Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 66 |
| Capital cushion | 45 (stronger) | 44 |
| Loan quality | 61 | 88 (stronger) |
| Earnings | 98 (stronger) | 57 |
| Funding & liquidity | 84 (stronger) | 68 |
| Problem-loan coverage | 86 | 92 (stronger) |
| Peer percentile | 43rd | 40th |
| Total assets | $642.9M | $3.4B |
| Deposits / shares | $573.6M | $3.0B |
| Capital ratio | 9.55% (stronger) | 9.41% |
| Problem loans | 1.17% | 0.37% (stronger) |
| Net charge-offs | 0.44% | 0.10% (stronger) |
| Return on assets | 1.96% (stronger) | 0.91% |
| Loans ÷ deposits | 69.0% (stronger) | 87.4% |
| Uninsured deposits | 21.2% | 19.1% (stronger) |
| Offices | 11 | 36 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.3% | 16.1% |
Legence Bank has the higher TellerScore (70 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Legence Bank leads on 4 and Banterra Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Marion, IL
- Evansville, IN
- Harrisburg, IL
- Mount Vernon, IL
- Vienna, IL
- Metropolis, IL
- Eldorado, IL
- Carbondale, IL