Side-by-side · Q2 2026 data
Legence Bank vs Williamson County Catholic Credit Union
Credit union
Williamson County Catholic Credit Union
Herrin, Illinois · Under $100 million in assets
Metric by metric
| Measure | Legence Bank | Williamson County Catholic Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 67 |
| Capital cushion | 45 (stronger) | 38 |
| Loan quality | 61 | 100 (stronger) |
| Earnings | 98 (stronger) | 43 |
| Funding & liquidity | 84 (stronger) | 82 |
| Problem-loan coverage | 86 | 100 (stronger) |
| Peer percentile | 43rd | 34th |
| Total assets | $642.9M | $2.8M |
| Deposits / shares | $573.6M | $2.6M |
| Capital ratio | 9.55% (stronger) | 8.76% |
| Problem loans | 1.17% | 0.00% (stronger) |
| Net charge-offs | 0.44% | 0.00% (stronger) |
| Return on assets | 1.96% (stronger) | 0.58% |
| Loans ÷ deposits | 69.0% (stronger) | 78.4% |
| Uninsured deposits | 21.2% | 0.6% (stronger) |
| Offices | 11 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.3% | — |
Legence Bank has the higher TellerScore (70 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Legence Bank leads on 4 and Williamson County Catholic Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.