TellerScore

Williamson County Catholic Credit Union is a federally insured state-chartered credit union headquartered in Herrin, Illinois, in business for about 74 years. At the end of Q2 2026 it reported $2.8M in total assets and $2.6M in member shares and deposits, with 1 office.

Williamson County Catholic Credit Union has a TellerScore of 67 out of 100 (moderate) based on Q2 2026 data — higher than only 34% of its 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 133rd. Loan quality contributes the most (100/100, 0.00%); capital cushion contributes the least (38/100, 8.76%).

TellerScore · Q2 2026

Scorecard

Capital cushion38/100
Net worth ratio: 8.76%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings43/100
Return on assets (annualized): 0.58%
Funding & liquidity82/100
Loans ÷ shares: 78.4% · 0.6% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 5 points (72 → 67), mostly because the earnings component weakened by 15 points.

TellerScore
626772Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202464
Q3 202463
Q4 202463
Q1 202569
Q2 202572
Q3 202568
Q4 202562
Q1 202664
Q2 202667
Net worth ratio
7.00%8.38%9.76%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.27%
Q3 20248.97%
Q4 20248.88%
Q1 20259.07%
Q2 20259.76%
Q3 20259.17%
Q4 20258.45%
Q1 20268.47%
Q2 20268.76%
Delinquent loans (60+ days)
0.00%0.10%0.19%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.19%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.08%0.52%0.95%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.17%
Q3 20240.25%
Q4 20240.11%
Q1 20250.77%
Q2 20250.95%
Q3 20250.65%
Q4 20250.08%
Q1 20260.27%
Q2 20260.58%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202667$2.8M8.76%0.00%0.58%78.4%
Q1 202664$2.9M8.47%0.00%0.27%75.6%
Q4 202562$2.9M8.45%0.00%0.08%75.8%
Q3 202568$2.7M9.17%0.00%0.65%85.2%
Q2 202572$2.6M9.76%0.00%0.95%89.3%
Q1 202569$2.7M9.07%0.00%0.77%82.9%
Q4 202463$2.7M8.88%0.00%0.11%84.6%
Q3 202463$2.7M8.97%0.19%0.25%83.7%
Q2 202464$2.5M9.27%0.00%0.17%87.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.76%
8th
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets0.58%
46th
Loans to deposits78.4%
21st
Uninsured deposits0.6%
58th
Loan-loss reserves0.51%
78th
Texas ratio0.0%
93rd

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Aurora Firefighters' Credit UnionCredit union Aurora, IL93 out of 100, Very strong$2.7M16.1%0.00%vs
N.I.C.E. Federal Credit UnionCredit union Geneva, IL62 out of 100, Moderate$2.6M7.4%0.00%vs
Mercer Credit UnionCredit union Aledo, IL68 out of 100, Moderate$2.6M14.9%1.61%vs
Hershey Robinson Employees Credit UnionCredit union Robinson, IL86 out of 100, Very strong$3.3M25.0%1.37%vs
B.E.A. Credit UnionCredit union Bethalto, IL54 out of 100, Below average$2.4M26.8%5.12%vs
Springfield Firefighters Credit UnionCredit union Springfield, IL100 out of 100, Very strong$3.4M16.6%0.00%vs

Deposit insurance

Is my money safe at Williamson County Catholic Credit Union?

Yes. Williamson County Catholic Credit Union is a federally insured credit union (NCUA charter #63459). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.6% of shares and deposits ($16K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 8.76%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Williamson County Catholic Credit Union lists 1 office in 1 city. Most locations:

  • Herrin, IL (1)

All branch addresses and map

Identity & history

Profile

Legal name
Williamson County Catholic Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
63459
RSSD ID
640497
Primary regulator
State + NCUA
Established
1952
Headquarters
P.O. Box 250, Herrin, IL 62948
Employees
2

Quick answers

Williamson County Catholic Credit Union: common questions

Is Williamson County Catholic Credit Union NCUA insured?

Yes. Williamson County Catholic Credit Union is a federally insured credit union (NCUA charter #63459). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Williamson County Catholic Credit Union's TellerScore?

67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Williamson County Catholic Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Herrin

InstitutionScoreAssetsCapitalProblem loansCompare
Carbondale Highway Credit UnionCredit union Carbondale, IL90 out of 100, Very strong$5.6M15.6%0.00%vs
Du Quoin State BankBank Du Quoin, IL78 out of 100, Strong$148.2M10.8%0.00%vs
Siu Credit UnionCredit union Carbondale, IL72 out of 100, Strong$591.3M11.6%0.90%vs
First Mid Bank & Trust, National AssociationBank Mattoon, IL70 out of 100, Strong$9.1B10.7%0.58%vs
Legence BankBank Eldorado, IL70 out of 100, Strong$642.9M9.5%1.17%vs
First Financial Bank, National AssociationBank Terre Haute, IN68 out of 100, Moderate$6.2B10.4%0.61%vs