Side-by-side · Q2 2026 data
Legence Bank vs Woodforest National Bank
Metric by metric
| Measure | Legence Bank | Woodforest National Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 60 |
| Capital cushion | 45 (stronger) | 43 |
| Loan quality | 61 (stronger) | 36 |
| Earnings | 98 | 100 (stronger) |
| Funding & liquidity | 84 (stronger) | 74 |
| Problem-loan coverage | 86 (stronger) | 73 |
| Peer percentile | 43rd | 21st |
| Total assets | $642.9M | $9.0B |
| Deposits / shares | $573.6M | $8.1B |
| Capital ratio | 9.55% (stronger) | 9.35% |
| Problem loans | 1.17% (stronger) | 1.93% |
| Net charge-offs | 0.44% | 0.26% (stronger) |
| Return on assets | 1.96% | 2.05% (stronger) |
| Loans ÷ deposits | 69.0% (stronger) | 71.2% |
| Uninsured deposits | 21.2% (stronger) | 28.3% |
| Offices | 11 | 739 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.3% | — |
Legence Bank has the higher TellerScore (70 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Legence Bank leads on 5 and Woodforest National Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.