Side-by-side · Q2 2026 data
Legend Bank, N.A. vs First Bank
Metric by metric
| Measure | Legend Bank, N.A. | First Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 81 |
| Capital cushion | 54 | 89 (stronger) |
| Loan quality | 96 (stronger) | 73 |
| Earnings | 98 (stronger) | 96 |
| Funding & liquidity | 81 (stronger) | 52 |
| Problem-loan coverage | 98 (stronger) | 88 |
| Peer percentile | 93rd | 80th |
| Total assets | $1.3B | $703.6M |
| Deposits / shares | $1.1B | $603.4M |
| Capital ratio | 10.35% | 13.87% (stronger) |
| Problem loans | 0.12% (stronger) | 0.80% |
| Net charge-offs | 0.07% | 0.05% (stronger) |
| Return on assets | 1.95% (stronger) | 1.89% |
| Loans ÷ deposits | 72.1% (stronger) | 94.5% |
| Uninsured deposits | 21.9% (stronger) | 27.3% |
| Offices | 13 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.2% | 2.0% |
Legend Bank, N.A. has the higher TellerScore (82 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Legend Bank, N.A. leads on 5 and First Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.