Side-by-side · Q2 2026 data
Legend Bank, N.A. vs Investar Bank, National Association
Metric by metric
| Measure | Legend Bank, N.A. | Investar Bank, National Association |
|---|---|---|
| TellerScore | 82 (stronger) | 67 |
| Capital cushion | 54 | 57 (stronger) |
| Loan quality | 96 (stronger) | 79 |
| Earnings | 98 (stronger) | 73 |
| Funding & liquidity | 81 (stronger) | 45 |
| Problem-loan coverage | 98 (stronger) | 90 |
| Peer percentile | 93rd | 44th |
| Total assets | $1.3B | $3.9B |
| Deposits / shares | $1.1B | $3.2B |
| Capital ratio | 10.35% | 10.75% (stronger) |
| Problem loans | 0.12% (stronger) | 0.63% |
| Net charge-offs | 0.07% | 0.03% (stronger) |
| Return on assets | 1.95% (stronger) | 1.32% |
| Loans ÷ deposits | 72.1% (stronger) | 94.0% |
| Uninsured deposits | 21.9% (stronger) | 34.1% |
| Offices | 13 | 36 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.2% | 11.5% |
Legend Bank, N.A. has the higher TellerScore (82 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Legend Bank, N.A. leads on 5 and Investar Bank, National Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.