Side-by-side · Q2 2026 data
Legend Bank, N.A. vs Sanger Bank
Metric by metric
| Measure | Legend Bank, N.A. | Sanger Bank |
|---|---|---|
| TellerScore | 82 | 86 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 96 (stronger) | 83 |
| Earnings | 98 (stronger) | 65 |
| Funding & liquidity | 81 | 81 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 93rd | 90th |
| Total assets | $1.3B | $224.4M |
| Deposits / shares | $1.1B | $186.6M |
| Capital ratio | 10.35% | 16.53% (stronger) |
| Problem loans | 0.12% (stronger) | 0.51% |
| Net charge-offs | 0.07% | 0.00% (stronger) |
| Return on assets | 1.95% (stronger) | 1.13% |
| Loans ÷ deposits | 72.1% | 66.0% (stronger) |
| Uninsured deposits | 21.9% (stronger) | 27.0% |
| Offices | 13 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.2% | — |
Sanger Bank has the higher TellerScore (86 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Legend Bank, N.A. leads on 3 and Sanger Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Bowie, TX