Side-by-side · Q2 2026 data
Legend Bank, N.A. vs Union Square Credit Union
Metric by metric
| Measure | Legend Bank, N.A. | Union Square Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 37 |
| Capital cushion | 54 (stronger) | 34 |
| Loan quality | 96 (stronger) | 10 |
| Earnings | 98 (stronger) | 34 |
| Funding & liquidity | 81 | 81 |
| Problem-loan coverage | 98 (stronger) | 50 |
| Peer percentile | 93rd | 1st |
| Total assets | $1.3B | $601.3M |
| Deposits / shares | $1.1B | $550.3M |
| Capital ratio | 10.35% (stronger) | 8.36% |
| Problem loans | 0.12% (stronger) | 2.69% |
| Net charge-offs | 0.07% (stronger) | 0.56% |
| Return on assets | 1.95% (stronger) | 0.36% |
| Loans ÷ deposits | 72.1% (stronger) | 79.4% |
| Uninsured deposits | 21.9% | 7.0% (stronger) |
| Offices | 13 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.2% | 11.7% |
Legend Bank, N.A. has the higher TellerScore (82 vs 37). On the 7 directional measures above (where higher or lower is clearly better), Legend Bank, N.A. leads on 6 and Union Square Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.