The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 12 points (49 → 37), mostly because the loan quality component weakened by 57 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Texas

Yes. Union Square Credit Union is a federally insured credit union (NCUA charter #68664). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.0% of shares and deposits ($38.3M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 8.36%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Union Square Credit Union lists 5 offices in 3 cities. Most locations:

• Wichita Falls, TX (3)
• Burkburnett, TX (1)
• Sheppard AFB, TX (1)

All branch addresses and map

In 2025, Union Square Credit Union reported 312 home-loan applications under HMDA (LEI 549300Z2FPZZD55OG155): 223 originated ($54,275,000 total), 31 denied, and 48 withdrawn or closed by the applicant. Its denial rate on decided applications was 11.7%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Union Square Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

68664

RSSD ID

667382

Primary regulator

State + NCUA

Established

1957

Headquarters

1401 Holliday, Wichita Falls, TX 76301

Employees

151