Side-by-side · Q2 2026 data
Les Federal Credit Union vs 705 Federal Credit Union
Credit union
705 Federal Credit Union
Lafayette, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Les Federal Credit Union | 705 Federal Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 41 |
| Capital cushion | 67 (stronger) | 29 |
| Loan quality | 95 (stronger) | 32 |
| Earnings | 28 | 29 (stronger) |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 99 (stronger) | 61 |
| Peer percentile | 49th | 3rd |
| Total assets | $45.1M | $43.0M |
| Deposits / shares | $39.3M | $39.1M |
| Capital ratio | 11.70% (stronger) | 7.91% |
| Problem loans | 0.15% (stronger) | 2.03% |
| Net charge-offs | 0.68% | 0.54% (stronger) |
| Return on assets | 0.20% | 0.23% (stronger) |
| Loans ÷ deposits | 54.9% (stronger) | 77.2% |
| Uninsured deposits | 5.0% (stronger) | 10.5% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Les Federal Credit Union has the higher TellerScore (74 vs 41). On the 7 directional measures above (where higher or lower is clearly better), Les Federal Credit Union leads on 5 and 705 Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.