Side-by-side · Q2 2026 data
Lesco Federal Credit Union vs 1st Ed Credit Union
Metric by metric
| Measure | Lesco Federal Credit Union | 1st Ed Credit Union |
|---|---|---|
| TellerScore | 83 | 83 |
| Capital cushion | 99 | 100 (stronger) |
| Loan quality | 55 | 83 (stronger) |
| Earnings | 72 (stronger) | 37 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 83rd | 83rd |
| Total assets | $134.7M | $138.2M |
| Deposits / shares | $114.6M | $117.3M |
| Capital ratio | 14.86% | 15.87% (stronger) |
| Problem loans | 1.36% | 0.50% (stronger) |
| Net charge-offs | 0.02% | 0.01% (stronger) |
| Return on assets | 1.29% (stronger) | 0.42% |
| Loans ÷ deposits | 20.2% (stronger) | 36.9% |
| Uninsured deposits | 4.3% | 2.8% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.5% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Lesco Federal Credit Union leads on 2 and 1st Ed Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.