TellerScore

Lesco Federal Credit Union is a federal credit union headquartered in Latrobe, Pennsylvania, in business for about 76 years. At the end of Q2 2026 it reported $134.7M in total assets and $114.6M in member shares and deposits, with 2 offices.

Based on its Q2 2026 filing, Lesco Federal Credit Union scores 83/100, which we describe as strong. That is higher than 83% of 1,341 credit unions with $100 million – $1 billion. Among 269 credit unions headquartered in Pennsylvania, it ranks 77th. Its strongest component is funding & liquidity (100/100; 20% loans-to-deposits, 4% uninsured), and its lowest is loan quality (55/100; 1.36%).

TellerScore · Q2 2026

Scorecard

Capital cushion99/100
Net worth ratio: 14.86%
Loan quality55/100
Loans 60+ days delinquent ÷ total loans: 1.36%
Earnings72/100
Return on assets (annualized): 1.29%
Funding & liquidity100/100
Loans ÷ shares: 20.2% · 4.3% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.58%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (82 → 83).

TellerScore
788388Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202488
Q3 202486
Q4 202483
Q1 202584
Q2 202582
Q3 202581
Q4 202578
Q1 202681
Q2 202683
Net worth ratio
7.00%11.96%16.91%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202416.71%
Q3 202416.91%
Q4 202416.07%
Q1 202515.39%
Q2 202515.43%
Q3 202515.59%
Q4 202515.07%
Q1 202614.80%
Q2 202614.86%
Delinquent loans (60+ days)
1.30%1.48%1.66%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.37%
Q3 20241.66%
Q4 20241.35%
Q1 20251.30%
Q2 20251.63%
Q3 20251.57%
Q4 20251.63%
Q1 20261.42%
Q2 20261.36%
Return on assets
0.91%1.53%2.14%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.14%
Q3 20241.99%
Q4 20241.28%
Q1 20251.36%
Q2 20251.42%
Q3 20251.36%
Q4 20250.91%
Q1 20261.23%
Q2 20261.29%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202683$134.7M14.86%1.36%1.29%20.2%
Q1 202681$132.2M14.80%1.42%1.23%21.0%
Q4 202578$127.1M15.07%1.63%0.91%22.2%
Q3 202581$123.5M15.59%1.57%1.36%23.5%
Q2 202582$122.3M15.43%1.63%1.42%23.8%
Q1 202584$119.6M15.39%1.30%1.36%23.9%
Q4 202483$112.0M16.07%1.35%1.28%26.6%
Q3 202486$107.5M16.91%1.66%1.99%28.0%
Q2 202488$106.0M16.71%1.37%2.14%27.6%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.86%
84th
Problem loans1.36%
17th
Net charge-offs0.02%
96th
Return on assets1.29%
82nd
Loans to deposits20.2%
100th
Uninsured deposits4.3%
68th
Loan-loss reserves0.00%
50th
Texas ratio1.6%
81st

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Pheple Federal Credit UnionCredit union Greensburg, PA63 out of 100, Moderate$134.0M9.6%0.57%vs
C-B-W Schools Federal Credit UnionCredit union Sidman, PA91 out of 100, Very strong$131.8M29.8%0.33%vs
Heritage Valley Federal Credit UnionCredit union York, PA56 out of 100, Moderate$131.3M7.8%1.21%vs
1st Ed Credit UnionCredit union Chambersburg, PA83 out of 100, Strong$138.2M15.9%0.50%vs
Choice One Community Federal Credit UnionCredit union Plains Township, PA45 out of 100, Below average$130.9M10.1%2.86%vs
Tri Boro Federal Credit UnionCredit union Munhall, PA76 out of 100, Strong$130.6M14.5%0.94%vs

Deposit insurance

Is my money safe at Lesco Federal Credit Union?

Yes. Lesco Federal Credit Union is a federally insured credit union (NCUA charter #6785). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.3% of shares and deposits ($4.9M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 14.86%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Lesco Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Lesco Federal Credit Union
Type
Federal credit union
NCUA charter #
6785
RSSD ID
689982
Primary regulator
NCUA
Established
1950
Headquarters
2613 Ligonier Street, Latrobe, PA 15650
Employees
15

Quick answers

Lesco Federal Credit Union: common questions

Is Lesco Federal Credit Union NCUA insured?

Yes. Lesco Federal Credit Union is a federally insured credit union (NCUA charter #6785). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Lesco Federal Credit Union's TellerScore?

83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Lesco Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

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Glass Cap Federal Credit UnionCredit union Connellsville, PA89 out of 100, Very strong$45.4M18.3%0.76%vs