Side-by-side · Q2 2026 data
Lesco Federal Credit Union vs Pheple Federal Credit Union
Metric by metric
| Measure | Lesco Federal Credit Union | Pheple Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 63 |
| Capital cushion | 99 (stronger) | 46 |
| Loan quality | 55 | 81 (stronger) |
| Earnings | 72 (stronger) | 50 |
| Funding & liquidity | 100 (stronger) | 67 |
| Problem-loan coverage | 97 (stronger) | 90 |
| Peer percentile | 83rd | 29th |
| Total assets | $134.7M | $134.0M |
| Deposits / shares | $114.6M | $121.1M |
| Capital ratio | 14.86% (stronger) | 9.55% |
| Problem loans | 1.36% | 0.57% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.33% |
| Return on assets | 1.29% (stronger) | 0.76% |
| Loans ÷ deposits | 20.2% (stronger) | 93.4% |
| Uninsured deposits | 4.3% | 1.2% (stronger) |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.9% |
Lesco Federal Credit Union has the higher TellerScore (83 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Lesco Federal Credit Union leads on 5 and Pheple Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.