Side-by-side · Q2 2026 data
Lexington Postal Community Credit Union vs Louisville Federal Credit Union
Credit union
Lexington Postal Community Credit Union
Lexington, Kentucky · Under $100 million in assets
Credit union
Louisville Federal Credit Union
Louisville, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Lexington Postal Community Credit Union | Louisville Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 81 (stronger) |
| Capital cushion | 45 | 100 (stronger) |
| Loan quality | 93 (stronger) | 72 |
| Earnings | 30 | 41 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 36th | 68th |
| Total assets | $27.2M | $37.2M |
| Deposits / shares | $24.4M | $29.6M |
| Capital ratio | 9.53% | 20.05% (stronger) |
| Problem loans | 0.22% (stronger) | 0.84% |
| Net charge-offs | 0.15% (stronger) | 0.24% |
| Return on assets | 0.25% | 0.53% (stronger) |
| Loans ÷ deposits | 51.6% | 33.2% (stronger) |
| Uninsured deposits | 3.8% | 2.7% (stronger) |
| Offices | 0 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Louisville Federal Credit Union has the higher TellerScore (81 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Lexington Postal Community Credit Union leads on 2 and Louisville Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.