Side-by-side · Q2 2026 data
Liberty Bank and Trust Company vs Fidelity Bank
Metric by metric
| Measure | Liberty Bank and Trust Company | Fidelity Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 64 |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 70 (stronger) | 38 |
| Earnings | 57 (stronger) | 25 |
| Funding & liquidity | 75 (stronger) | 74 |
| Problem-loan coverage | 86 | 87 (stronger) |
| Peer percentile | 49th | 33rd |
| Total assets | $1.1B | $1.2B |
| Deposits / shares | $984.4M | $857.6M |
| Capital ratio | 11.35% | 20.32% (stronger) |
| Problem loans | 0.89% (stronger) | 1.85% |
| Net charge-offs | 0.23% (stronger) | 0.24% |
| Return on assets | 0.92% (stronger) | 0.13% |
| Loans ÷ deposits | 63.9% (stronger) | 86.2% |
| Uninsured deposits | 34.2% | 13.9% (stronger) |
| Offices | 14 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.6% |
Liberty Bank and Trust Company has the higher TellerScore (68 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Liberty Bank and Trust Company leads on 5 and Fidelity Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.