Side-by-side · Q2 2026 data
Liberty Bank vs Membersfirst Ct Federal Credit Union
Credit union
Membersfirst Ct Federal Credit Union
Meriden, Connecticut · $100 million – $1 billion
Metric by metric
| Measure | Liberty Bank | Membersfirst Ct Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 79 |
| Capital cushion | 84 (stronger) | 70 |
| Loan quality | 89 | 89 |
| Earnings | 72 (stronger) | 53 |
| Funding & liquidity | 47 | 100 (stronger) |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 88th | 76th |
| Total assets | $9.4B | $107.2M |
| Deposits / shares | $7.1B | $93.9M |
| Capital ratio | 13.37% (stronger) | 11.97% |
| Problem loans | 0.32% | 0.32% (stronger) |
| Net charge-offs | 0.18% (stronger) | 0.34% |
| Return on assets | 1.30% (stronger) | 0.82% |
| Loans ÷ deposits | 101.8% | 44.7% (stronger) |
| Uninsured deposits | 25.5% | 3.3% (stronger) |
| Offices | 51 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Liberty Bank leads on 3 and Membersfirst Ct Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.