Side-by-side · Q2 2026 data
Liberty Bank vs Stafford Savings Bank
Metric by metric
| Measure | Liberty Bank | Stafford Savings Bank |
|---|---|---|
| TellerScore | 79 | 95 (stronger) |
| Capital cushion | 84 | 100 (stronger) |
| Loan quality | 89 (stronger) | 81 |
| Earnings | 72 | 100 (stronger) |
| Funding & liquidity | 47 | 100 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 88th | 99th |
| Total assets | $9.4B | $507.0M |
| Deposits / shares | $7.1B | $202.3M |
| Capital ratio | 13.37% | 50.61% (stronger) |
| Problem loans | 0.32% (stronger) | 0.56% |
| Net charge-offs | 0.18% | -0.03% (stronger) |
| Return on assets | 1.30% | 8.23% (stronger) |
| Loans ÷ deposits | 101.8% | 32.3% (stronger) |
| Uninsured deposits | 25.5% | 8.6% (stronger) |
| Offices | 51 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | — |
Stafford Savings Bank has the higher TellerScore (95 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Liberty Bank leads on 1 and Stafford Savings Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.