Side-by-side · Q2 2026 data
Liberty Bank vs Union Savings Bank
Metric by metric
| Measure | Liberty Bank | Union Savings Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 71 |
| Capital cushion | 84 (stronger) | 65 |
| Loan quality | 89 | 90 (stronger) |
| Earnings | 72 (stronger) | 52 |
| Funding & liquidity | 47 | 59 (stronger) |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 88th | 63rd |
| Total assets | $9.4B | $3.3B |
| Deposits / shares | $7.1B | $2.5B |
| Capital ratio | 13.37% (stronger) | 11.48% |
| Problem loans | 0.32% | 0.29% (stronger) |
| Net charge-offs | 0.18% | -0.01% (stronger) |
| Return on assets | 1.30% (stronger) | 0.81% |
| Loans ÷ deposits | 101.8% | 92.6% (stronger) |
| Uninsured deposits | 25.5% | 22.7% (stronger) |
| Offices | 51 | 25 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | 16.5% |
Liberty Bank has the higher TellerScore (79 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Liberty Bank leads on 3 and Union Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.