Side-by-side · Q2 2026 data
Liberty Bank vs Webster Five Cents Savings Bank
Metric by metric
| Measure | Liberty Bank | Webster Five Cents Savings Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 70 |
| Capital cushion | 84 (stronger) | 75 |
| Loan quality | 89 (stronger) | 85 |
| Earnings | 72 (stronger) | 55 |
| Funding & liquidity | 47 (stronger) | 37 |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 88th | 58th |
| Total assets | $9.4B | $1.3B |
| Deposits / shares | $7.1B | $1.0B |
| Capital ratio | 13.37% (stronger) | 12.52% |
| Problem loans | 0.32% (stronger) | 0.46% |
| Net charge-offs | 0.18% (stronger) | 0.49% |
| Return on assets | 1.30% (stronger) | 0.87% |
| Loans ÷ deposits | 101.8% | 97.0% (stronger) |
| Uninsured deposits | 25.5% (stronger) | 39.0% |
| Offices | 51 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | 20.7% |
Liberty Bank has the higher TellerScore (79 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Liberty Bank leads on 6 and Webster Five Cents Savings Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.