Side-by-side · Q2 2026 data
Liberty Bank vs EvaBank
Metric by metric
| Measure | Liberty Bank | EvaBank |
|---|---|---|
| TellerScore | 81 (stronger) | 78 |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 95 (stronger) | 46 |
| Earnings | 88 | 100 (stronger) |
| Funding & liquidity | 74 (stronger) | 50 |
| Problem-loan coverage | 98 (stronger) | 88 |
| Peer percentile | 80th | 72nd |
| Total assets | $258.6M | $490.6M |
| Deposits / shares | $229.9M | $340.6M |
| Capital ratio | 11.30% | 27.85% (stronger) |
| Problem loans | 0.15% (stronger) | 1.61% |
| Net charge-offs | 0.04% (stronger) | 0.40% |
| Return on assets | 1.69% | 2.53% (stronger) |
| Loans ÷ deposits | 79.3% (stronger) | 114.1% |
| Uninsured deposits | 21.0% | 14.2% (stronger) |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Liberty Bank has the higher TellerScore (81 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Liberty Bank leads on 4 and EvaBank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.