Side-by-side · Q2 2026 data
Liberty Bank vs First Priority Federal Credit Union
Credit union
First Priority Federal Credit Union
Huntington, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Liberty Bank | First Priority Federal Credit Union |
|---|---|---|
| TellerScore | 82 | 82 |
| Capital cushion | 100 (stronger) | 75 |
| Loan quality | 74 (stronger) | 62 |
| Earnings | 47 | 99 (stronger) |
| Funding & liquidity | 97 | 100 (stronger) |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 70th | 70th |
| Total assets | $55.7M | $74.8M |
| Deposits / shares | $46.2M | $65.3M |
| Capital ratio | 17.96% (stronger) | 12.49% |
| Problem loans | 0.77% (stronger) | 1.14% |
| Net charge-offs | 0.00% (stronger) | 0.09% |
| Return on assets | 0.69% | 1.97% (stronger) |
| Loans ÷ deposits | 59.5% | 43.3% (stronger) |
| Uninsured deposits | 17.5% | 10.7% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Liberty Bank leads on 3 and First Priority Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.