Side-by-side · Q2 2026 data
Liberty Bank vs Versailles Savings and Loan Company
Metric by metric
| Measure | Liberty Bank | Versailles Savings and Loan Company |
|---|---|---|
| TellerScore | 82 | 89 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 74 | 100 (stronger) |
| Earnings | 47 | 69 (stronger) |
| Funding & liquidity | 97 (stronger) | 71 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 70th | 87th |
| Total assets | $55.7M | $65.6M |
| Deposits / shares | $46.2M | $51.1M |
| Capital ratio | 17.96% | 19.25% (stronger) |
| Problem loans | 0.77% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.69% | 1.22% (stronger) |
| Loans ÷ deposits | 59.5% (stronger) | 89.5% |
| Uninsured deposits | 17.5% | 10.2% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Versailles Savings and Loan Company has the higher TellerScore (89 vs 82). On the 6 directional measures above (where higher or lower is clearly better), Liberty Bank leads on 1 and Versailles Savings and Loan Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.