Headquartered in Versailles, Ohio, Versailles Savings and Loan Company is a savings association with $65.6M in total assets and $51.1M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1887.
Based on its Q2 2026 filing, Versailles Savings and Loan Company scores 89/100, which we describe as very strong. That is higher than 87% of 546 banks with under $100 million in assets. Among 157 banks headquartered in Ohio, it ranks 11th. Its strongest component is capital cushion (100/100; 19.25%), and its lowest is earnings (69/100; 1.22%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (87 → 89), mostly because the earnings component improved by 7 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 77 |
| Q3 2024 | 81 |
| Q4 2024 | 83 |
| Q1 2025 | 88 |
| Q2 2025 | 87 |
| Q3 2025 | 87 |
| Q4 2025 | 86 |
| Q1 2026 | 89 |
| Q2 2026 | 89 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 21.00% |
| Q3 2024 | 20.76% |
| Q4 2024 | 19.61% |
| Q1 2025 | 19.88% |
| Q2 2025 | 20.10% |
| Q3 2025 | 20.04% |
| Q4 2025 | 19.15% |
| Q1 2026 | 18.54% |
| Q2 2026 | 19.25% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.03% |
| Q3 2024 | 0.37% |
| Q4 2024 | 0.53% |
| Q1 2025 | 1.15% |
| Q2 2025 | 1.04% |
| Q3 2025 | 1.02% |
| Q4 2025 | 0.82% |
| Q1 2026 | 1.25% |
| Q2 2026 | 1.22% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 89 | $65.6M | 19.25% | 0.00% | 1.22% | 89.5% |
| Q1 2026 | 89 | $62.7M | 18.54% | 0.00% | 1.25% | 93.1% |
| Q4 2025 | 86 | $63.2M | 19.15% | 0.00% | 0.82% | 93.0% |
| Q3 2025 | 87 | $62.1M | 20.04% | 0.00% | 1.02% | 93.5% |
| Q2 2025 | 87 | $61.6M | 20.10% | 0.00% | 1.04% | 95.2% |
| Q1 2025 | 88 | $59.7M | 19.88% | 0.00% | 1.15% | 96.7% |
| Q4 2024 | 83 | $61.4M | 19.61% | 0.00% | 0.53% | 96.2% |
| Q3 2024 | 81 | $59.3M | 20.76% | 0.00% | 0.37% | 99.8% |
| Q2 2024 | 77 | $56.8M | 21.00% | 0.00% | -0.03% | 103.4% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Peoples BankBank Gambier, OH | 71 out of 100, Strong | $60.4M | 10.8% | 0.33% | vs |
| The Waterford Commercial and Savings BankBank Waterford, OH | 83 out of 100, Strong | $60.0M | 13.6% | 0.09% | vs |
| The Peoples Savings BankBank New Matamoras, OH | 71 out of 100, Strong | $71.9M | 13.5% | 1.58% | vs |
| Fortuna BankBank Grandview Heights, OH | 76 out of 100, Strong | $57.3M | 34.1% | 0.00% | vs |
| Community First Bank, National AssociationBank Forest, OH | 70 out of 100, Strong | $56.3M | 9.4% | 0.00% | vs |
| Liberty BankBank Ironton, OH | 82 out of 100, Strong | $55.7M | 18.0% | 0.77% | vs |
Deposit insurance
Is my money safe at Versailles Savings and Loan Company?
Yes. Versailles Savings and Loan Company is an FDIC-insured institution (FDIC certificate #28703). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 10.2% of deposits ($5.2M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 19.25%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Versailles Savings and Loan Company lists 1 office in 1 city. Most locations:
- Versailles, OH (1)
Identity & history
Profile
- Legal name
- Versailles Savings and Loan Company
- Type
- Savings association
- FDIC certificate #
- 28703
- RSSD ID
- 402873
- Primary regulator
- FDIC
- Holding company
- Versailles Financial Corp
- Established
- December 13, 1887
- Headquarters
- 10413 Kley Rd, Versailles, OH 45380
- Employees
- 7
Quick answers
Versailles Savings and Loan Company: common questions
Is Versailles Savings and Loan Company FDIC insured?
Yes. Versailles Savings and Loan Company is an FDIC-insured institution (FDIC certificate #28703). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Versailles Savings and Loan Company's TellerScore?
89 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Versailles Savings and Loan Company ever failed?
There is no failure record for FDIC certificate #28703 in the FDIC failed bank list.
How many branches does Versailles Savings and Loan Company have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Versailles
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Superior Credit Union, IncCredit union Lima, OH | 94 out of 100, Very strong | $2.0B | 15.2% | 0.20% | vs |
| The St. Henry BankBank St. Henry, OH | 92 out of 100, Very strong | $435.6M | 13.6% | 0.10% | vs |
| Members Choice Credit UnionCredit union Greenville, OH | 92 out of 100, Very strong | $38.9M | 17.9% | 0.44% | vs |
| The Covington Savings and Loan AssociationBank Covington, OH | 91 out of 100, Very strong | $84.0M | 18.6% | 0.00% | vs |
| Greenville National BankBank Greenville, OH | 86 out of 100, Very strong | $641.5M | 13.0% | 0.05% | vs |
| The Peoples Bank Co.Bank Coldwater, OH | 85 out of 100, Very strong | $859.2M | 11.9% | 0.13% | vs |