Side-by-side · Q2 2026 data
Liberty Bank Minnesota vs Building Trades Federal Credit Union
Credit union
Building Trades Federal Credit Union
Maple Grove, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Liberty Bank Minnesota | Building Trades Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 73 |
| Capital cushion | 79 (stronger) | 59 |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 62 | 63 (stronger) |
| Funding & liquidity | 100 (stronger) | 79 |
| Problem-loan coverage | 100 (stronger) | 79 |
| Peer percentile | 90th | 60th |
| Total assets | $290.2M | $249.9M |
| Deposits / shares | $262.9M | $217.5M |
| Capital ratio | 12.90% (stronger) | 10.92% |
| Problem loans | 0.00% (stronger) | 0.29% |
| Net charge-offs | 0.02% (stronger) | 0.28% |
| Return on assets | 1.04% | 1.08% (stronger) |
| Loans ÷ deposits | 51.7% (stronger) | 71.2% |
| Uninsured deposits | 9.1% (stronger) | 23.8% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | 7.9% |
Liberty Bank Minnesota has the higher TellerScore (86 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Liberty Bank Minnesota leads on 6 and Building Trades Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.