Side-by-side · Q2 2026 data
Liberty Bank, National Association vs West Coast Community Bank
Metric by metric
| Measure | Liberty Bank, National Association | West Coast Community Bank |
|---|---|---|
| TellerScore | 72 | 75 (stronger) |
| Capital cushion | 94 (stronger) | 70 |
| Loan quality | 100 (stronger) | 83 |
| Earnings | 2 | 100 (stronger) |
| Funding & liquidity | 55 (stronger) | 26 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 50th | 77th |
| Total assets | $399.2M | $2.9B |
| Deposits / shares | $336.3M | $2.5B |
| Capital ratio | 14.44% (stronger) | 12.05% |
| Problem loans | 0.00% (stronger) | 0.50% |
| Net charge-offs | -0.01% (stronger) | 0.39% |
| Return on assets | -0.44% | 2.02% (stronger) |
| Loans ÷ deposits | 96.8% | 88.6% (stronger) |
| Uninsured deposits | 22.2% (stronger) | 56.3% |
| Offices | 4 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
West Coast Community Bank has the higher TellerScore (75 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Liberty Bank, National Association leads on 4 and West Coast Community Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.