The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 5 points (67 → 72), mostly because the funding & liquidity component improved by 12 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in California

Yes. Liberty Bank, National Association is an FDIC-insured institution (FDIC certificate #35331). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 22.2% of deposits ($74.5M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 14.44%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 20.63% (benchmark: 10%).

Check how much of your own balance is covered

Liberty Bank, National Association lists 4 offices in 4 cities. Most locations:

• Boulder Creek, CA (1)
• Felton, CA (1)
• Irvine, CA (1)
• Millbrae, CA (1)

All branch addresses and map

Legal name

Liberty Bank, National Association

Former names

California First National Bank

Type

National bank

FDIC certificate #

35331

RSSD ID

2907439

Primary regulator

OCC

Holding company

Dmg Bancshares Inc

Established

May 23, 2001

Headquarters

2 Park Plz, Irvine, CA 92614

Website

www.libertybk.com

Employees

55