Side-by-side · Q2 2026 data
Liberty Federal Credit Union vs Everwise Credit Union
Metric by metric
| Measure | Liberty Federal Credit Union | Everwise Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 56 |
| Capital cushion | 59 (stronger) | 41 |
| Loan quality | 85 (stronger) | 70 |
| Earnings | 78 (stronger) | 50 |
| Funding & liquidity | 60 (stronger) | 55 |
| Problem-loan coverage | 92 (stronger) | 82 |
| Peer percentile | 70th | 15th |
| Total assets | $4.8B | $5.8B |
| Deposits / shares | $3.6B | $5.1B |
| Capital ratio | 10.92% (stronger) | 9.11% |
| Problem loans | 0.45% (stronger) | 0.91% |
| Net charge-offs | 0.08% (stronger) | 0.61% |
| Return on assets | 1.45% (stronger) | 0.74% |
| Loans ÷ deposits | 100.3% | 90.0% (stronger) |
| Uninsured deposits | 13.2% (stronger) | 29.0% |
| Offices | 6 | 32 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.2% |
Liberty Federal Credit Union has the higher TellerScore (73 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Liberty Federal Credit Union leads on 6 and Everwise Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.