Side-by-side · Q2 2026 data
Liberty Savings Bank, F.S.B. vs Ih Credit Union, Inc.
Metric by metric
| Measure | Liberty Savings Bank, F.S.B. | Ih Credit Union, Inc. |
|---|---|---|
| TellerScore | 52 | 74 (stronger) |
| Capital cushion | 46 | 100 (stronger) |
| Loan quality | 53 (stronger) | 43 |
| Earnings | 35 | 57 (stronger) |
| Funding & liquidity | 71 | 85 (stronger) |
| Problem-loan coverage | 74 | 87 (stronger) |
| Peer percentile | 9th | 63rd |
| Total assets | $1.1B | $362.7M |
| Deposits / shares | $961.3M | $274.1M |
| Capital ratio | 9.61% | 16.04% (stronger) |
| Problem loans | 1.42% (stronger) | 1.70% |
| Net charge-offs | 0.21% (stronger) | 1.06% |
| Return on assets | 0.36% | 0.91% (stronger) |
| Loans ÷ deposits | 80.4% | 75.6% (stronger) |
| Uninsured deposits | 23.2% | 0.0% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.3% |
Ih Credit Union, Inc. has the higher TellerScore (74 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Liberty Savings Bank, F.S.B. leads on 2 and Ih Credit Union, Inc. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.