Side-by-side · Q2 2026 data
Liberty Trust & Savings Bank vs I. H. Mississippi Valley Credit Union
Credit union
I. H. Mississippi Valley Credit Union
Moline, Illinois · $1 billion – $10 billion
Metric by metric
| Measure | Liberty Trust & Savings Bank | I. H. Mississippi Valley Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 61 |
| Capital cushion | 100 (stronger) | 41 |
| Loan quality | 71 | 71 |
| Earnings | 84 (stronger) | 65 |
| Funding & liquidity | 79 (stronger) | 67 |
| Problem-loan coverage | 95 (stronger) | 83 |
| Peer percentile | 90th | 27th |
| Total assets | $186.2M | $2.3B |
| Deposits / shares | $149.5M | $2.0B |
| Capital ratio | 20.65% (stronger) | 9.12% |
| Problem loans | 0.86% | 0.86% (stronger) |
| Net charge-offs | -0.00% (stronger) | 1.04% |
| Return on assets | 1.59% (stronger) | 1.11% |
| Loans ÷ deposits | 70.5% (stronger) | 93.5% |
| Uninsured deposits | 24.7% | 9.0% (stronger) |
| Offices | 3 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 14.5% |
Liberty Trust & Savings Bank has the higher TellerScore (86 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Liberty Trust & Savings Bank leads on 5 and I. H. Mississippi Valley Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.