Side-by-side · Q2 2026 data
Liberty Trust & Savings Bank vs The Family Credit Union
Metric by metric
| Measure | Liberty Trust & Savings Bank | The Family Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 75 |
| Capital cushion | 100 (stronger) | 90 |
| Loan quality | 71 (stronger) | 63 |
| Earnings | 84 (stronger) | 41 |
| Funding & liquidity | 79 | 99 (stronger) |
| Problem-loan coverage | 95 (stronger) | 90 |
| Peer percentile | 90th | 66th |
| Total assets | $186.2M | $253.3M |
| Deposits / shares | $149.5M | $216.0M |
| Capital ratio | 20.65% (stronger) | 13.99% |
| Problem loans | 0.86% (stronger) | 1.10% |
| Net charge-offs | -0.00% (stronger) | 0.99% |
| Return on assets | 1.59% (stronger) | 0.52% |
| Loans ÷ deposits | 70.5% | 61.5% (stronger) |
| Uninsured deposits | 24.7% | 5.5% (stronger) |
| Offices | 3 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Liberty Trust & Savings Bank has the higher TellerScore (86 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Liberty Trust & Savings Bank leads on 5 and The Family Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.