Side-by-side · Q2 2026 data
Libertyone Credit Union vs Community Service Credit Union
Metric by metric
| Measure | Libertyone Credit Union | Community Service Credit Union |
|---|---|---|
| TellerScore | 60 (stronger) | 59 |
| Capital cushion | 62 (stronger) | 44 |
| Loan quality | 56 | 73 (stronger) |
| Earnings | 35 | 38 (stronger) |
| Funding & liquidity | 78 (stronger) | 75 |
| Problem-loan coverage | 83 | 86 (stronger) |
| Peer percentile | 21st | 19th |
| Total assets | $175.5M | $163.8M |
| Deposits / shares | $155.6M | $146.5M |
| Capital ratio | 11.15% (stronger) | 9.45% |
| Problem loans | 1.32% | 0.82% (stronger) |
| Net charge-offs | 0.49% (stronger) | 1.39% |
| Return on assets | 0.38% | 0.44% (stronger) |
| Loans ÷ deposits | 81.2% (stronger) | 84.9% |
| Uninsured deposits | 16.0% | 10.1% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Libertyone Credit Union has the higher TellerScore (60 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Libertyone Credit Union leads on 4 and Community Service Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.