Side-by-side · Q2 2026 data
Libertyone Credit Union vs Members First Credit Union
Metric by metric
| Measure | Libertyone Credit Union | Members First Credit Union |
|---|---|---|
| TellerScore | 60 | 87 (stronger) |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 56 | 65 (stronger) |
| Earnings | 35 | 80 (stronger) |
| Funding & liquidity | 78 | 100 (stronger) |
| Problem-loan coverage | 83 | 96 (stronger) |
| Peer percentile | 21st | 91st |
| Total assets | $175.5M | $183.2M |
| Deposits / shares | $155.6M | $137.2M |
| Capital ratio | 11.15% | 24.01% (stronger) |
| Problem loans | 1.32% | 1.04% (stronger) |
| Net charge-offs | 0.49% (stronger) | 0.56% |
| Return on assets | 0.38% | 1.50% (stronger) |
| Loans ÷ deposits | 81.2% | 49.7% (stronger) |
| Uninsured deposits | 16.0% | 10.0% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Members First Credit Union has the higher TellerScore (87 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Libertyone Credit Union leads on 1 and Members First Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.