Members First Credit Union (NCUA charter #67658) is based in Corpus Christi, Texas. Its Q2 2026 call report shows $183.2M in total assets and $137.2M in member shares and deposits and 5 offices across 2 states.
Based on its Q2 2026 filing, Members First Credit Union scores 87/100, which we describe as very strong. That is higher than 91% of 1,341 credit unions with $100 million – $1 billion. Among 380 credit unions headquartered in Texas, it ranks 57th. Its strongest component is capital cushion (100/100; 24.01%), and its lowest is loan quality (65/100; 1.04%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (89 → 87), mostly because the loan quality component weakened by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 89 |
| Q3 2024 | 92 |
| Q4 2024 | 90 |
| Q1 2025 | 89 |
| Q2 2025 | 89 |
| Q3 2025 | 90 |
| Q4 2025 | 89 |
| Q1 2026 | 86 |
| Q2 2026 | 87 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 22.02% |
| Q3 2024 | 22.43% |
| Q4 2024 | 22.12% |
| Q1 2025 | 22.17% |
| Q2 2025 | 22.39% |
| Q3 2025 | 22.56% |
| Q4 2025 | 22.81% |
| Q1 2026 | 22.62% |
| Q2 2026 | 24.01% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.60% |
| Q3 2024 | 0.43% |
| Q4 2024 | 0.48% |
| Q1 2025 | 0.62% |
| Q2 2025 | 0.63% |
| Q3 2025 | 0.54% |
| Q4 2025 | 0.68% |
| Q1 2026 | 0.76% |
| Q2 2026 | 1.04% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.30% |
| Q3 2024 | 1.41% |
| Q4 2024 | 1.31% |
| Q1 2025 | 1.32% |
| Q2 2025 | 1.29% |
| Q3 2025 | 1.33% |
| Q4 2025 | 1.41% |
| Q1 2026 | 1.06% |
| Q2 2026 | 1.50% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 87 | $183.2M | 24.01% | 1.04% | 1.50% | 49.7% |
| Q1 2026 | 86 | $190.7M | 22.62% | 0.76% | 1.06% | 47.5% |
| Q4 2025 | 89 | $186.9M | 22.81% | 0.68% | 1.41% | 49.6% |
| Q3 2025 | 90 | $185.4M | 22.56% | 0.54% | 1.33% | 49.7% |
| Q2 2025 | 89 | $183.9M | 22.39% | 0.63% | 1.29% | 49.8% |
| Q1 2025 | 89 | $183.1M | 22.17% | 0.62% | 1.32% | 50.3% |
| Q4 2024 | 90 | $180.8M | 22.12% | 0.48% | 1.31% | 51.8% |
| Q3 2024 | 92 | $175.5M | 22.43% | 0.43% | 1.41% | 54.4% |
| Q2 2024 | 89 | $176.0M | 22.02% | 0.60% | 1.30% | 55.1% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Chemcel Federal Credit UnionCredit union Bishop, TX | 74 out of 100, Strong | $184.0M | 12.1% | 0.75% | vs |
| Rio Grande Valley Credit UnionCredit union Harlingen, TX | 73 out of 100, Strong | $180.1M | 10.5% | 0.42% | vs |
| Lone Star Credit UnionCredit union Dallas, TX | 65 out of 100, Moderate | $188.3M | 8.9% | 0.25% | vs |
| Government Employees Federal Credit UnionCredit union Austin, TX | 72 out of 100, Strong | $189.4M | 10.7% | 0.83% | vs |
| Kelly Community Federal Credit UnionCredit union Tyler, TX | 75 out of 100, Strong | $189.4M | 12.6% | 0.82% | vs |
| Libertyone Credit UnionCredit union Arlington, TX | 60 out of 100, Moderate | $175.5M | 11.2% | 1.32% | vs |
Deposit insurance
Is my money safe at Members First Credit Union?
Yes. Members First Credit Union is a federally insured credit union (NCUA charter #67658). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 10.0% of shares and deposits ($13.7M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 24.01%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
5 locations
Branches
Members First Credit Union lists 5 offices in 3 cities across 2 states. Most locations:
- Corpus Christi, TX (3)
- Harlingen, TX (1)
- Sandy, UT (1)
Identity & history
Profile
- Legal name
- Members First Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 67658
- RSSD ID
- 914992
- Primary regulator
- State + NCUA
- Established
- 1938
- Headquarters
- 5444 S Staples St, Corpus Christi, TX 78411
- Employees
- 39
Quick answers
Members First Credit Union: common questions
Is Members First Credit Union NCUA insured?
Yes. Members First Credit Union is a federally insured credit union (NCUA charter #67658). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Members First Credit Union's TellerScore?
87 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Members First Credit Union have?
5 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Corpus Christi
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Corpus Christi Postal Employees Credit UnionCredit union Corpus Christi, TX | 96 out of 100, Very strong | $17.1M | 20.3% | 0.00% | vs |
| First State Bank of OdemBank Odem, TX | 95 out of 100, Very strong | $212.6M | 14.4% | 0.00% | vs |
| Synergy Federal Credit UnionCredit union San Antonio, TX | 86 out of 100, Very strong | $334.2M | 15.8% | 0.29% | vs |
| ValueBank TexasBank Corpus Christi, TX | 85 out of 100, Very strong | $303.6M | 12.5% | 0.00% | vs |
| Nce Credit UnionCredit union Corpus Christi, TX | 85 out of 100, Very strong | $5.9M | 20.8% | 0.00% | vs |
| Rally Credit UnionCredit union Corpus Christi, TX | 76 out of 100, Strong | $4.8B | 14.0% | 0.75% | vs |