Side-by-side · Q2 2026 data
Library of Congress Federal Credit Union vs Apl Federal Credit Union
Credit union
Library of Congress Federal Credit Union
Washington, District of Columbia · $100 million – $1 billion
Metric by metric
| Measure | Library of Congress Federal Credit Union | Apl Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 68 |
| Loan quality | 82 | 84 (stronger) |
| Earnings | 53 | 65 (stronger) |
| Funding & liquidity | 92 (stronger) | 84 |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 86th | 68th |
| Total assets | $338.2M | $723.6M |
| Deposits / shares | $278.8M | $639.0M |
| Capital ratio | 16.65% (stronger) | 11.84% |
| Problem loans | 0.53% | 0.49% (stronger) |
| Net charge-offs | 0.34% | 0.14% (stronger) |
| Return on assets | 0.82% | 1.13% (stronger) |
| Loans ÷ deposits | 68.1% (stronger) | 76.0% |
| Uninsured deposits | 14.3% | 9.8% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.9% |
Library of Congress Federal Credit Union has the higher TellerScore (84 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Library of Congress Federal Credit Union leads on 3 and Apl Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.