TellerScore

Library of Congress Federal Credit Union (NCUA charter #266) is based in Washington, District of Columbia. Its Q2 2026 call report shows $338.2M in total assets and $278.8M in member shares and deposits and 2 offices across 2 states.

Based on its Q2 2026 filing, Library of Congress Federal Credit Union scores 84/100, which we describe as strong. That is higher than 86% of 1,341 credit unions with $100 million – $1 billion. Among 28 credit unions headquartered in District of Columbia, it ranks 4th. Its strongest component is capital cushion (100/100; 16.65%), and its lowest is earnings (53/100; 0.82%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.65%
Loan quality82/100
Loans 60+ days delinquent ÷ total loans: 0.53%
Earnings53/100
Return on assets (annualized): 0.82%
Funding & liquidity92/100
Loans ÷ shares: 68.1% · 14.3% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.79%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (86 → 84), mostly because the loan quality component weakened by 4 points.

TellerScore
848688Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202484
Q3 202485
Q4 202485
Q1 202586
Q2 202586
Q3 202588
Q4 202586
Q1 202685
Q2 202684
Net worth ratio
7.00%11.82%16.65%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.72%
Q3 202415.85%
Q4 202415.72%
Q1 202515.55%
Q2 202515.76%
Q3 202515.99%
Q4 202516.16%
Q1 202616.25%
Q2 202616.65%
Delinquent loans (60+ days)
0.19%0.36%0.53%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.23%
Q3 20240.19%
Q4 20240.25%
Q1 20250.37%
Q2 20250.41%
Q3 20250.21%
Q4 20250.41%
Q1 20260.37%
Q2 20260.53%
Return on assets
0.57%0.75%0.92%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.57%
Q3 20240.57%
Q4 20240.62%
Q1 20250.84%
Q2 20250.88%
Q3 20250.86%
Q4 20250.92%
Q1 20260.72%
Q2 20260.82%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202684$338.2M16.65%0.53%0.82%68.1%
Q1 202685$341.8M16.25%0.37%0.72%65.9%
Q4 202586$339.8M16.16%0.41%0.92%67.0%
Q3 202588$339.9M15.99%0.21%0.86%67.6%
Q2 202586$340.4M15.76%0.41%0.88%67.6%
Q1 202586$340.1M15.55%0.37%0.84%67.3%
Q4 202485$331.7M15.72%0.25%0.62%70.6%
Q3 202485$327.4M15.85%0.19%0.57%72.2%
Q2 202484$327.1M15.72%0.23%0.57%71.8%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.65%
92nd
Problem loans0.53%
62nd
Net charge-offs0.34%
51st
Return on assets0.82%
55th
Loans to deposits68.1%
64th
Uninsured deposits14.3%
6th
Loan-loss reserves0.00%
50th
Texas ratio2.8%
65th

Similar-size credit unions in District of Columbia

InstitutionScoreAssetsCapitalProblem loansCompare
O.A.S. Staff Federal Credit UnionCredit union Washington, DC37 out of 100, Low$282.4M7.6%2.58%vs
Department of the Interior Federal Credit UnionCredit union Washington, DC51 out of 100, Below average$268.0M7.5%1.09%vs
Treasury Department Federal Credit UnionCredit union Washington, DC53 out of 100, Below average$176.7M10.3%1.86%vs
Dept of Labor Federal Credit UnionCredit union Washington, DC48 out of 100, Below average$137.6M7.8%0.59%vs
F R B Federal Credit UnionCredit union Washington, DC53 out of 100, Below average$123.4M9.4%1.41%vs
Advantage Financial Federal Credit UnionCredit union Washington, DC57 out of 100, Moderate$103.1M12.1%1.84%vs

Deposit insurance

Is my money safe at Library of Congress Federal Credit Union?

Yes. Library of Congress Federal Credit Union is a federally insured credit union (NCUA charter #266). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 14.3% of shares and deposits ($40.0M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 16.65%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Library of Congress Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Library of Congress Federal Credit Union
Type
Federal credit union
NCUA charter #
266
RSSD ID
557278
Primary regulator
NCUA
Established
1935
Headquarters
P.O. Box 23766, Washington, DC 20026
Employees
28

Quick answers

Library of Congress Federal Credit Union: common questions

Is Library of Congress Federal Credit Union NCUA insured?

Yes. Library of Congress Federal Credit Union is a federally insured credit union (NCUA charter #266). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Library of Congress Federal Credit Union's TellerScore?

84 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Library of Congress Federal Credit Union have?

2 offices as of the latest NCUA data, in 2 states.

Nearby

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