Side-by-side · Q2 2026 data
Library of Congress Federal Credit Union vs Mt Gilead Federal Credit Union
Credit union
Library of Congress Federal Credit Union
Washington, District of Columbia · $100 million – $1 billion
Credit union
Mt Gilead Federal Credit Union
Washington, District of Columbia · Under $100 million in assets
Metric by metric
| Measure | Library of Congress Federal Credit Union | Mt Gilead Federal Credit Union |
|---|---|---|
| TellerScore | 84 | 93 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 82 | 100 (stronger) |
| Earnings | 53 | 66 (stronger) |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 86th | 94th |
| Total assets | $338.2M | $78K |
| Deposits / shares | $278.8M | $63K |
| Capital ratio | 16.65% | 17.49% (stronger) |
| Problem loans | 0.53% | 0.00% (stronger) |
| Net charge-offs | 0.34% | 0.00% (stronger) |
| Return on assets | 0.82% | 1.14% (stronger) |
| Loans ÷ deposits | 68.1% | 35.0% (stronger) |
| Uninsured deposits | 14.3% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mt Gilead Federal Credit Union has the higher TellerScore (93 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Library of Congress Federal Credit Union leads on 0 and Mt Gilead Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.