Side-by-side · Q2 2026 data
Library of Congress Federal Credit Union vs O.A.S. Staff Federal Credit Union
Credit union
Library of Congress Federal Credit Union
Washington, District of Columbia · $100 million – $1 billion
Credit union
O.A.S. Staff Federal Credit Union
Washington, District of Columbia · $100 million – $1 billion
Metric by metric
| Measure | Library of Congress Federal Credit Union | O.A.S. Staff Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 37 |
| Capital cushion | 100 (stronger) | 26 |
| Loan quality | 82 (stronger) | 14 |
| Earnings | 53 (stronger) | 25 |
| Funding & liquidity | 92 | 98 (stronger) |
| Problem-loan coverage | 94 (stronger) | 60 |
| Peer percentile | 86th | 1st |
| Total assets | $338.2M | $282.4M |
| Deposits / shares | $278.8M | $264.9M |
| Capital ratio | 16.65% (stronger) | 7.63% |
| Problem loans | 0.53% (stronger) | 2.58% |
| Net charge-offs | 0.34% | 0.07% (stronger) |
| Return on assets | 0.82% (stronger) | 0.12% |
| Loans ÷ deposits | 68.1% | 62.3% (stronger) |
| Uninsured deposits | 14.3% | 8.0% (stronger) |
| Offices | 2 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Library of Congress Federal Credit Union has the higher TellerScore (84 vs 37). On the 7 directional measures above (where higher or lower is clearly better), Library of Congress Federal Credit Union leads on 4 and O.A.S. Staff Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.