Side-by-side · Q2 2026 data
Library of Congress Federal Credit Union vs U S Postal Service Federal Credit Union
Credit union
Library of Congress Federal Credit Union
Washington, District of Columbia · $100 million – $1 billion
Credit union
U S Postal Service Federal Credit Union
Clinton, Maryland · $100 million – $1 billion
Metric by metric
| Measure | Library of Congress Federal Credit Union | U S Postal Service Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 62 |
| Capital cushion | 100 (stronger) | 57 |
| Loan quality | 82 (stronger) | 76 |
| Earnings | 53 (stronger) | 22 |
| Funding & liquidity | 92 (stronger) | 83 |
| Problem-loan coverage | 94 (stronger) | 91 |
| Peer percentile | 86th | 26th |
| Total assets | $338.2M | $280.3M |
| Deposits / shares | $278.8M | $249.7M |
| Capital ratio | 16.65% (stronger) | 10.71% |
| Problem loans | 0.53% (stronger) | 0.72% |
| Net charge-offs | 0.34% | 0.26% (stronger) |
| Return on assets | 0.82% (stronger) | 0.05% |
| Loans ÷ deposits | 68.1% (stronger) | 77.0% |
| Uninsured deposits | 14.3% | 9.2% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Library of Congress Federal Credit Union has the higher TellerScore (84 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Library of Congress Federal Credit Union leads on 5 and U S Postal Service Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.