Side-by-side · Q2 2026 data
LifeStore Bank vs New Peoples Bank, Inc.
Metric by metric
| Measure | LifeStore Bank | New Peoples Bank, Inc. |
|---|---|---|
| TellerScore | 71 | 76 (stronger) |
| Capital cushion | 69 (stronger) | 62 |
| Loan quality | 63 | 85 (stronger) |
| Earnings | 66 | 79 (stronger) |
| Funding & liquidity | 81 (stronger) | 73 |
| Problem-loan coverage | 88 | 93 (stronger) |
| Peer percentile | 47th | 64th |
| Total assets | $491.3M | $942.5M |
| Deposits / shares | $429.7M | $828.4M |
| Capital ratio | 11.92% (stronger) | 11.17% |
| Problem loans | 1.11% | 0.45% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.06% |
| Return on assets | 1.14% | 1.48% (stronger) |
| Loans ÷ deposits | 74.5% (stronger) | 87.6% |
| Uninsured deposits | 18.8% | 12.7% (stronger) |
| Offices | 4 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.9% |
New Peoples Bank, Inc. has the higher TellerScore (76 vs 71). On the 7 directional measures above (where higher or lower is clearly better), LifeStore Bank leads on 3 and New Peoples Bank, Inc. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.