New Peoples Bank, Inc. (FDIC certificate #34890) is based in Honaker, Virginia. Its Q2 2026 call report shows $942.5M in total assets and $828.4M in deposits and 19 offices across 4 states.
Based on its Q2 2026 filing, New Peoples Bank, Inc. scores 76/100, which we describe as strong. That is higher than 64% of 2,650 banks with $100 million – $1 billion. Among 56 banks headquartered in Virginia, it ranks 19th. Its strongest component is problem-loan coverage (93/100; 3.3%), and its lowest is capital cushion (62/100; 11.17%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (71 → 76), mostly because the earnings component improved by 15 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 67 |
| Q3 2024 | 70 |
| Q4 2024 | 71 |
| Q1 2025 | 69 |
| Q2 2025 | 71 |
| Q3 2025 | 72 |
| Q4 2025 | 72 |
| Q1 2026 | 75 |
| Q2 2026 | 76 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.71% |
| Q3 2024 | 10.84% |
| Q4 2024 | 10.70% |
| Q1 2025 | 10.67% |
| Q2 2025 | 10.74% |
| Q3 2025 | 10.80% |
| Q4 2025 | 10.93% |
| Q1 2026 | 11.00% |
| Q2 2026 | 11.17% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.85% |
| Q3 2024 | 0.63% |
| Q4 2024 | 0.50% |
| Q1 2025 | 0.67% |
| Q2 2025 | 0.50% |
| Q3 2025 | 0.44% |
| Q4 2025 | 0.53% |
| Q1 2026 | 0.43% |
| Q2 2026 | 0.45% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.96% |
| Q3 2024 | 1.00% |
| Q4 2024 | 1.09% |
| Q1 2025 | 0.97% |
| Q2 2025 | 1.10% |
| Q3 2025 | 1.17% |
| Q4 2025 | 1.22% |
| Q1 2026 | 1.40% |
| Q2 2026 | 1.48% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 76 | $942.5M | 11.17% | 0.45% | 1.48% | 87.6% |
| Q1 2026 | 75 | $940.0M | 11.00% | 0.43% | 1.40% | 86.3% |
| Q4 2025 | 72 | $910.2M | 10.93% | 0.53% | 1.22% | 87.7% |
| Q3 2025 | 72 | $911.1M | 10.80% | 0.44% | 1.17% | 87.4% |
| Q2 2025 | 71 | $893.3M | 10.74% | 0.50% | 1.10% | 87.8% |
| Q1 2025 | 69 | $881.2M | 10.67% | 0.67% | 0.97% | 85.2% |
| Q4 2024 | 71 | $855.3M | 10.70% | 0.50% | 1.09% | 86.2% |
| Q3 2024 | 70 | $880.6M | 10.84% | 0.63% | 1.00% | 83.6% |
| Q2 2024 | 67 | $854.9M | 10.71% | 0.85% | 0.96% | 84.9% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Virginia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of BotetourtBank Buchanan, VA | 79 out of 100, Strong | $939.4M | 11.0% | 0.25% | vs |
| Oak View National BankBank Warrenton, VA | 69 out of 100, Moderate | $966.1M | 8.2% | 0.01% | vs |
| TruPoint BankBank Grundy, VA | 77 out of 100, Strong | $690.8M | 10.6% | 0.02% | vs |
| The Bank of Southside VirginiaBank Carson, VA | 97 out of 100, Very strong | $670.3M | 23.4% | 0.08% | vs |
| The Bank of MarionBank Marion, VA | 71 out of 100, Strong | $634.1M | 11.4% | 1.12% | vs |
| Citizens Bank and Trust CompanyBank Blackstone, VA | 97 out of 100, Very strong | $577.6M | 15.4% | 0.23% | vs |
Deposit insurance
Is my money safe at New Peoples Bank, Inc.?
Yes. New Peoples Bank, Inc. is an FDIC-insured institution (FDIC certificate #34890). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 12.7% of deposits ($105.2M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.17%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.73% (benchmark: 10%).
19 locations
Branches
New Peoples Bank, Inc. lists 17 offices in 16 cities across 4 states. Most locations:
- Princeton, WV (2)
- Abingdon, VA (1)
- Bluefield, VA (1)
- Boone, NC (1)
- Bristol, VA (1)
- Castlewood, VA (1)
- Clintwood, VA (1)
- Gate City, VA (1)
- Grundy, VA (1)
- Haysi, VA (1)
- Honaker, VA (1)
- Kingsport, TN (1)
HMDA 2025
Mortgage lending
In 2025, New Peoples Bank, Inc. reported 188 home-loan applications under HMDA (LEI 549300GIR2ODBIF9VF65): 144 originated ($59,040,000 total), 9 denied, and 35 withdrawn or closed by the applicant. Its denial rate on decided applications was 5.9%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- New Peoples Bank, Inc.
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 34890
- RSSD ID
- 2736451
- Primary regulator
- FED
- Holding company
- New Peoples Bankshares Inc
- Established
- October 28, 1998
- Headquarters
- 53 Commerce Dr, Honaker, VA 24260
- Website
- www.newpeoples.bank
- Employees
- 177
Quick answers
New Peoples Bank, Inc.: common questions
Is New Peoples Bank, Inc. FDIC insured?
Yes. New Peoples Bank, Inc. is an FDIC-insured institution (FDIC certificate #34890). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is New Peoples Bank, Inc.'s TellerScore?
76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has New Peoples Bank, Inc. ever failed?
There is no failure record for FDIC certificate #34890 in the FDIC failed bank list.
How many branches does New Peoples Bank, Inc. have?
19 offices as of the latest FDIC data, in 4 states.
Nearby
Highest-scoring banks and credit unions with branches near Honaker
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Eastman Credit UnionCredit union Kingsport, TN | 91 out of 100, Very strong | $10.2B | 14.9% | 0.31% | vs |
| Community Trust Bank, Inc.Bank Pikeville, KY | 80 out of 100, Strong | $6.9B | 13.4% | 0.58% | vs |
| Pioneer Community Bank, Inc.Bank Iaeger, WV | 79 out of 100, Strong | $191.1M | 13.6% | 0.29% | vs |
| United Southeast Federal Credit UnionCredit union Bristol, TN | 78 out of 100, Strong | $256.0M | 13.5% | 0.40% | vs |
| TruPoint BankBank Grundy, VA | 77 out of 100, Strong | $690.8M | 10.6% | 0.02% | vs |
| First Community BankBank Bluefield, VA | 75 out of 100, Strong | $3.6B | 10.2% | 0.70% | vs |