Side-by-side · Q2 2026 data
Lighthouse Federal Credit Union vs St. Mary'S Bank Credit Union
Credit union
St. Mary'S Bank Credit Union
Manchester, New Hampshire · $1 billion – $10 billion
Metric by metric
| Measure | Lighthouse Federal Credit Union | St. Mary'S Bank Credit Union |
|---|---|---|
| TellerScore | 65 | 68 (stronger) |
| Capital cushion | 52 (stronger) | 50 |
| Loan quality | 87 | 90 (stronger) |
| Earnings | 51 | 59 (stronger) |
| Funding & liquidity | 57 | 58 (stronger) |
| Problem-loan coverage | 93 | 95 (stronger) |
| Peer percentile | 41st | 50th |
| Total assets | $2.2B | $1.8B |
| Deposits / shares | $1.9B | $1.6B |
| Capital ratio | 10.15% (stronger) | 9.96% |
| Problem loans | 0.38% | 0.31% (stronger) |
| Net charge-offs | 0.54% | 0.14% (stronger) |
| Return on assets | 0.78% | 0.99% (stronger) |
| Loans ÷ deposits | 103.6% | 100.3% (stronger) |
| Uninsured deposits | 0.5% (stronger) | 16.5% |
| Offices | 19 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 36.3% | 24.5% |
St. Mary'S Bank Credit Union has the higher TellerScore (68 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Lighthouse Federal Credit Union leads on 2 and St. Mary'S Bank Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.