Side-by-side · Q2 2026 data
Lincoln Park Community Credit Union vs Gratiot Community Credit Union
Credit union
Lincoln Park Community Credit Union
Lincoln Park, Michigan · Under $100 million in assets
Metric by metric
| Measure | Lincoln Park Community Credit Union | Gratiot Community Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 41 |
| Loan quality | 91 (stronger) | 89 |
| Earnings | 48 | 71 (stronger) |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 83rd | 42nd |
| Total assets | $63.4M | $59.7M |
| Deposits / shares | $55.8M | $53.1M |
| Capital ratio | 18.00% (stronger) | 9.13% |
| Problem loans | 0.27% (stronger) | 0.32% |
| Net charge-offs | 0.90% | 0.37% (stronger) |
| Return on assets | 0.70% | 1.28% (stronger) |
| Loans ÷ deposits | 13.4% (stronger) | 76.9% |
| Uninsured deposits | 3.6% | 2.2% (stronger) |
| Offices | 0 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lincoln Park Community Credit Union has the higher TellerScore (87 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Lincoln Park Community Credit Union leads on 4 and Gratiot Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.