Side-by-side · Q2 2026 data
Lincoln Savings Bank vs Cedar Rapids Bank and Trust Company
Metric by metric
| Measure | Lincoln Savings Bank | Cedar Rapids Bank and Trust Company |
|---|---|---|
| TellerScore | 27 | 87 (stronger) |
| Capital cushion | 41 | 100 (stronger) |
| Loan quality | 0 | 82 (stronger) |
| Earnings | 0 | 100 (stronger) |
| Funding & liquidity | 72 (stronger) | 43 |
| Problem-loan coverage | 36 | 96 (stronger) |
| Peer percentile | 0th | 98th |
| Total assets | $1.7B | $2.9B |
| Deposits / shares | $1.5B | $2.1B |
| Capital ratio | 9.12% | 16.94% (stronger) |
| Problem loans | 4.32% | 0.54% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.23% |
| Return on assets | -1.02% | 2.72% (stronger) |
| Loans ÷ deposits | 79.0% (stronger) | 95.8% |
| Uninsured deposits | 23.5% (stronger) | 34.0% |
| Offices | 16 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | 5.9% |
Cedar Rapids Bank and Trust Company has the higher TellerScore (87 vs 27). On the 7 directional measures above (where higher or lower is clearly better), Lincoln Savings Bank leads on 3 and Cedar Rapids Bank and Trust Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.