Side-by-side · Q2 2026 data
Lincoln State Bank vs Strasburg State Bank
Metric by metric
| Measure | Lincoln State Bank | Strasburg State Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 74 |
| Capital cushion | 50 (stronger) | 37 |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 63 | 67 (stronger) |
| Funding & liquidity | 98 | 98 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 64th | 57th |
| Total assets | $125.1M | $104.2M |
| Deposits / shares | $111.9M | $93.4M |
| Capital ratio | 10.01% (stronger) | 8.67% |
| Problem loans | 0.15% | 0.00% (stronger) |
| Net charge-offs | -0.05% (stronger) | 0.01% |
| Return on assets | 1.07% | 1.19% (stronger) |
| Loans ÷ deposits | 58.7% | 47.7% (stronger) |
| Uninsured deposits | 16.6% (stronger) | 16.7% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lincoln State Bank has the higher TellerScore (76 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Lincoln State Bank leads on 4 and Strasburg State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.