TellerScore

Strasburg State Bank (FDIC certificate #17922) is based in Strasburg, North Dakota. Its Q2 2026 call report shows $104.2M in total assets and $93.4M in deposits and 1 office.

Strasburg State Bank has a TellerScore of 74 out of 100 (strong) based on Q2 2026 data — higher than 57% of its 2,650 banks with $100 million – $1 billion. Among 60 banks headquartered in North Dakota, it ranks 21st. Loan quality contributes the most (100/100, 0.00%); capital cushion contributes the least (37/100, 8.67%).

TellerScore · Q2 2026

Scorecard

Capital cushion37/100
Tier 1 leverage ratio: 8.67%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings67/100
Return on assets (annualized): 1.19%
Funding & liquidity98/100
Loans ÷ deposits and uninsured-deposit share: 47.7% · 16.7% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (76 → 74).

TellerScore
737577Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202477
Q3 202477
Q4 202475
Q1 202574
Q2 202576
Q3 202576
Q4 202575
Q1 202673
Q2 202674
Tier 1 leverage ratio
5.00%7.20%9.41%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.41%
Q3 20249.36%
Q4 20249.06%
Q1 20258.78%
Q2 20258.89%
Q3 20258.96%
Q4 20259.09%
Q1 20268.42%
Q2 20268.67%
Noncurrent loans
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
1.09%1.19%1.30%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.27%
Q3 20241.30%
Q4 20241.09%
Q1 20251.16%
Q2 20251.23%
Q3 20251.25%
Q4 20251.15%
Q1 20261.18%
Q2 20261.19%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$104.2M8.67%0.00%1.19%47.7%
Q1 202673$109.0M8.42%0.00%1.18%45.7%
Q4 202575$99.6M9.09%0.00%1.15%59.4%
Q3 202576$99.6M8.96%0.00%1.25%53.1%
Q2 202576$97.2M8.89%0.00%1.23%51.8%
Q1 202574$100.7M8.78%0.00%1.16%47.2%
Q4 202475$97.6M9.06%0.00%1.09%53.0%
Q3 202477$92.7M9.36%0.00%1.30%51.2%
Q2 202477$91.2M9.41%0.00%1.27%48.9%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.67%
8th
Total risk-based capital14.13%
63rd
Problem loans0.00%
94th
Net charge-offs0.01%
48th
Return on assets1.19%
46th
Net interest margin3.15%
15th
Efficiency ratio53.3%
76th
Loans to deposits47.7%
93rd
Uninsured deposits16.7%
76th
Loan-loss reserves0.49%
3rd
Texas ratio0.0%
95th

Similar-size banks in North Dakota

InstitutionScoreAssetsCapitalProblem loansCompare
Turtle Mountain State BankBank Belcourt, ND71 out of 100, Strong$114.1M12.9%1.75%vs
State Bank of BottineauBank Bottineau, ND68 out of 100, Moderate$117.2M8.5%0.06%vs
McIntosh County BankBank Ashley, ND84 out of 100, Strong$118.7M11.0%0.00%vs
Farmers & Merchants Bank of North DakotaBank Tolna, ND73 out of 100, Strong$119.8M11.0%0.73%vs
First State Bank of GolvaBank Golva, ND55 out of 100, Moderate$123.5M9.0%2.51%vs
Lincoln State BankBank Hankinson, ND76 out of 100, Strong$125.1M10.0%0.15%vs

Deposit insurance

Is my money safe at Strasburg State Bank?

Yes. Strasburg State Bank is an FDIC-insured institution (FDIC certificate #17922). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 16.7% of deposits ($15.6M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.67%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.13% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Strasburg State Bank lists 1 office in 1 city. Most locations:

  • Strasburg, ND (1)

All branch addresses and map

Identity & history

Profile

Legal name
Strasburg State Bank
Type
State-chartered bank
FDIC certificate #
17922
RSSD ID
890957
Primary regulator
FDIC
Holding company
Strasburg Banshares Inc
Established
November 12, 1958
Headquarters
720 Main St, Strasburg, ND 58573
Employees
7

Quick answers

Strasburg State Bank: common questions

Is Strasburg State Bank FDIC insured?

Yes. Strasburg State Bank is an FDIC-insured institution (FDIC certificate #17922). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Strasburg State Bank's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Strasburg State Bank ever failed?

There is no failure record for FDIC certificate #17922 in the FDIC failed bank list.

How many branches does Strasburg State Bank have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Strasburg

InstitutionScoreAssetsCapitalProblem loansCompare
McIntosh County BankBank Ashley, ND84 out of 100, Strong$118.7M11.0%0.00%vs
Campbell County Bank, Inc.Bank Herreid, SD82 out of 100, Strong$240.7M12.9%0.58%vs
BNC National BankBank Glendale, AZ71 out of 100, Strong$1.0B12.2%0.84%vs
Unison BankBank Jamestown, ND67 out of 100, Moderate$596.9M10.0%0.44%vs