Side-by-side · Q2 2026 data
Lincone Federal Credit Union vs Nebraska Energy Federal Credit Union
Credit union
Nebraska Energy Federal Credit Union
Columbus, Nebraska · $100 million – $1 billion
Metric by metric
| Measure | Lincone Federal Credit Union | Nebraska Energy Federal Credit Union |
|---|---|---|
| TellerScore | 80 | 87 (stronger) |
| Capital cushion | 77 | 100 (stronger) |
| Loan quality | 81 | 98 (stronger) |
| Earnings | 62 | 74 (stronger) |
| Funding & liquidity | 100 (stronger) | 54 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 78th | 91st |
| Total assets | $183.6M | $327.7M |
| Deposits / shares | $157.7M | $262.4M |
| Capital ratio | 12.67% | 19.32% (stronger) |
| Problem loans | 0.58% | 0.05% (stronger) |
| Net charge-offs | 0.71% | 0.05% (stronger) |
| Return on assets | 1.05% | 1.36% (stronger) |
| Loans ÷ deposits | 55.5% (stronger) | 106.6% |
| Uninsured deposits | 2.8% | 2.1% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.0% | — |
Nebraska Energy Federal Credit Union has the higher TellerScore (87 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Lincone Federal Credit Union leads on 1 and Nebraska Energy Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.