Side-by-side · Q2 2026 data
Lincone Federal Credit Union vs Siouxland Federal Credit Union
Credit union
Siouxland Federal Credit Union
South Sioux Cit, Nebraska · $100 million – $1 billion
Metric by metric
| Measure | Lincone Federal Credit Union | Siouxland Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 75 |
| Capital cushion | 77 (stronger) | 72 |
| Loan quality | 81 | 86 (stronger) |
| Earnings | 62 (stronger) | 55 |
| Funding & liquidity | 100 (stronger) | 78 |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 78th | 66th |
| Total assets | $183.6M | $351.9M |
| Deposits / shares | $157.7M | $306.7M |
| Capital ratio | 12.67% (stronger) | 12.21% |
| Problem loans | 0.58% | 0.43% (stronger) |
| Net charge-offs | 0.71% | 0.13% (stronger) |
| Return on assets | 1.05% (stronger) | 0.88% |
| Loans ÷ deposits | 55.5% (stronger) | 81.8% |
| Uninsured deposits | 2.8% (stronger) | 4.7% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.0% | 16.6% |
Lincone Federal Credit Union has the higher TellerScore (80 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Lincone Federal Credit Union leads on 5 and Siouxland Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.