Side-by-side · Q2 2026 data
Lindell Bank & Trust Company vs First National Bank of Waterloo
Metric by metric
| Measure | Lindell Bank & Trust Company | First National Bank of Waterloo |
|---|---|---|
| TellerScore | 92 (stronger) | 60 |
| Capital cushion | 100 (stronger) | 42 |
| Loan quality | 81 (stronger) | 56 |
| Earnings | 100 (stronger) | 58 |
| Funding & liquidity | 83 | 91 (stronger) |
| Problem-loan coverage | 96 (stronger) | 85 |
| Peer percentile | 97th | 19th |
| Total assets | $915.2M | $929.3M |
| Deposits / shares | $707.2M | $779.6M |
| Capital ratio | 18.02% (stronger) | 9.21% |
| Problem loans | 0.58% (stronger) | 1.33% |
| Net charge-offs | -0.05% (stronger) | 0.03% |
| Return on assets | 2.62% (stronger) | 0.96% |
| Loans ÷ deposits | 75.0% | 69.3% (stronger) |
| Uninsured deposits | 16.9% | 14.0% (stronger) |
| Offices | 15 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.4% | 2.7% |
Lindell Bank & Trust Company has the higher TellerScore (92 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Lindell Bank & Trust Company leads on 5 and First National Bank of Waterloo on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.